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Money & Youth Textbook Cover pilot
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Your Money Decisions: Who’s in Control

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Your Goals and Your Values

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Your Goals: Some Things to Consider

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Decision-making

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Sources of Income

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Career Under Construction: Investing In You

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Are You an Entrepreneur?

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Money Basics

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Taking Control Of Your Money

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Spending on Major Purchases

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Borrowing Money

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Getting and Managing Credit

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Putting Your Money To Work: Saving and Investing

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Protecting Assets – And Planning for Financial Independence

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That’s All Folks!

Module 5 Sources of Income

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We will all make a great many “money decisions” over the course of our lives. We will make decisions about earning money, spending, saving, borrowing, investing, and donating. The first challenge, before making decisions about how to use money is, of course, to find ways to earn money. Obtaining money is a task most of us wish was easier than it is.

Regardless of how much money you make, or will earn, it is important to make good money decisions – and to know how to manage money. Most of the money you will get in your lifetime will likely come from your hard work and labour. There are certainly other ways to earn money. But most will likely come from wages and salaries you earn by working for an employer – or from money you make working for yourself as an entrepreneur.

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Teacher's Guide

This lesson can be used as a companion to Module 5 of Indigenous Peoples' Money and Youth – Sources of Income.

This Teacher’s Guide contains relevant subjects and topics, background information, outcomes, implementation time, teaching and learning strategies, evaluation, modifications or suggestions for different learners, additional related links and possible activities.

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Caregiver's Guide

This Caregiver’s Guide can be used to support young people as they read Module 5 of Indigenous Peoples’ Money and Youth – Sources of Income.

This Caregiver’s Guide is designed to give you some of the tools and resources you need to effectively engage with and support young people who are working through the module. This guide includes an overview of why the module is important for young people, ways you can engage with them and fun activities related to the content, and links to additional background and resources.

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Up Next

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Module6Career Under Construction: Investing In You

Before we get into looking at planning and picking a career, let’s start with something very important – you! How are you doing? How are you feeling? What do you see as you look into your future – your options and possibilities? The decisions you make about education and training will often have a great impact on your life. To make good career decisions, it is important to understand changes occurring in the workplace and the economy – and factors that can affect your career success.

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Module7Are You an Entrepreneur?

You may or may not be familiar with the term “entrepreneur.” Even if you are, you may have some misperceptions of entrepreneurs because there are many myths about them. For example, many believe that entrepreneurs only start up small business enterprises. Although many entrepreneurs set up and run small businesses, you can also apply enterprising skills to other kinds of activities – within companies, within governments, running a not-for-profit organization, and so on. Enterprising skills can be valuable to anyone – no matter what one does in life.

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